ABOUT
Rtn. Dipika Contractor
Mortgage Loan Officer · NMLS # 2074386
Dipika Contractor
Mortgage Loan Officer · Loan Factory
832 - 560 - 9703
linkedin.com/in/dipikacontractor
NMLS #2074386
Co-NMLS #320841
TX
FL
DC
A loan officer who goes further.
With over five years of mortgage industry experience, I specialize in both Qualified Mortgage (QM) and Non-QM loans. My clients include first-time homebuyers, DSCR investors, foreign nationals, self-employed borrowers, and those looking to refinance.
Where many loan officers stop at conventional, I go further — working across a network of 200+ lenders to find creative solutions for unique financial situations. If you've been turned down elsewhere, that's often where I get started.
As a third-generation Rotarian, "Service" is central to everything I do. That means being available, being honest, and always working harder for my clients than they expect.
Mission
To empower homebuyers and investors with tailored mortgage solutions through flexibility, transparency, and exceptional service.
Vision
To set a new standard for personalized mortgage service — empowering individuals to achieve their homeownership goals.
QM & Non-QM Expertise
Qualified mortgages and Non-QM products — including bank statement, DSCR, asset-based, and foreign national loans.
Client focus
From first-time buyers to seasoned investors, every client gets the same tireless attention and creative approach.
✦ Third Generation Rotarian
The Rotary motto is "Service above self" — and that's the standard I hold myself to with every client. Mortgage lending, done right, changes lives.
